NRI Home Loan Solutions
NRI Home Loan
Specialized home loan solutions for Non-Resident Indians. We understand the unique requirements of NRIs and offer customized loan products with competitive interest rates, flexible repayment options, and dedicated support throughout the process.
With our extensive network of 50+ banking partners and 15+ years of expertise, we ensure a seamless home loan experience for NRIs across the globe.
NRI Home Loan - Salaried Professionals
Application Documents
- Dully filled signed NRI loan application form & addendum
- One each passport size photograph to be affixed on the application form
- Self-attested by applicant &/ co-applicant
- For digital loan application, self-attestation not mandatory
KYC & Visa Documents
- Copy of passport for all applicants
- Copy of address proof of both Indian and overseas address
- Copy of visa stamped on passport/letter copy (last visit details highlighted)
- Copy of valid work VISA and/or Work Permit
- Copy of Employment Contract
- PIO/OCI card for foreign citizens
Income & Employment Proof
- Copy of last 3-6 months' salary slip
- Copy of latest employment contract
- Bank statement of overseas account (last 6 months)
- Copy of latest Income tax return (Form W 2 in US, P60 in UK) if applicable
- CV/Profile brief of applicant &/co applicant
Banking Documents
- Last 6 months NRE/NRO Bank Account statement
- Bank statement showing Repayment Track Record of existing loans (last 6 months)
- Any other document supporting repayment capacity
- Processing fee cheque from NRE/NRO account
Additional Requirements
- Credit Bureau Report
- Local contact person's details (as per annexure)
- Documents in non-English languages require English translation attested by embassy
NRI Self Employed Professionals
Application & KYC
- Dully filled NRI loan application form & addendum
- Passport size photographs (self-attested)
- Copy of passport for all applicants
- Address proof (Indian and overseas)
- Copy of visa stamped on passport
- Copy of contract of work
Business & Income Proof
- Invoices for latest 6 months
- Bank statements where invoices are credited (last 6 months)
- Company's Certificate of Incorporation
- Shareholding statement (Memorandum and Article of Association)
- Company's Tax returns for latest 2 years
- Details of loans availed by the company
Financial Documents
- Copy of Latest Income tax return (Form W 2 in US, P60 in UK)
- Bank statement of overseas account (last 6 months)
- Bank Statement of NRE/NRO account (last 6 months)
- Bank statement showing loan repayment record (last 6 months)
- CV/Profile brief of applicant &/co applicant
Additional Documents
- Credit Bureau Report
- Processing fee cheque from NRE/NRO account
- Local contact person's details
- Non-English documents require embassy-attested translation
NRI Self Employed Non-Professionals
Basic Documents
- Dully filled NRI loan application form & addendum
- Passport size photographs (self-attested)
- Copy of passport for all applicants
- Address proof (Indian and overseas)
- Copy of visa stamped on passport
Income Tax Returns
- Income tax return for last 2 years with computation of income
- Full copy of ITR for all individuals & business
- Company's Tax returns for latest 2 years
- Rent agreement & ownership documents for rental income
- Bank credit for any rental income
Company & Banking Documents
- Company's Certificate of Incorporation
- Shareholding statement (Memorandum and Article of Association)
- Bank statement of overseas account (last 6 months)
- Bank Statement of NRE/NRO account (last 6 months)
- Details of loans availed by the company
Additional Requirements
- CV/Profile brief of applicant &/co applicant
- Bank statement showing loan repayment record (last 6 months)
- Credit Bureau Report
- Processing fee cheque from NRE/NRO account
- Local contact person's details
- Non-English documents require embassy-attested translation
NRI Merchant Navy (Additional Documents)
Special Requirements
- Credit Bureau Report (Country of residence)
- Copy of valid passport
- Copy of valid work VISA
- Copy of visa stamped on passport/letter copy
- Additional employment verification documents
- Sea service testimonials
Why Choose Our NRI Home Loan Services?
Global Coverage
Service NRIs across 50+ countries
50+ Banking Partners
Wide network for best rates
15+ Years Experience
Expertise in NRI financing
Dedicated NRI Desk
Personalized assistance
Empowering Financial Growth Across India
"पूरे भारत में वित्तीय विकास को सशक्त बनाना"
CONTACT US
WeWork – K. Raheja Platinum, Sag Baug Road, Off Andheri Kurla Road, Marol, Andheri East, Mumbai – 400059, Maharashtra
Phone : +91 96074 96315 | +91 74473 12995
Email : info@expertfinancer.comWeb : www.expertfinancer.com