+91 96074 96315

Call us

info@expertfinancer.com

Mail us

www.expertfinancer.com

Visit us

Home Loan & Mortgage Solutions

🏠 Home Loan / Mortgage Loan

We offer home loans at competitive interest rates with easy EMIs. With 15+ years of banking experience and partnerships with 50+ leading banks & NBFCs, we provide personalized home loan options tailored to your needs.

🏡 Types of Home Loans

Home Construction Loan

For building or renovating your property with flexible disbursement options.

Home Extension Loan

For additional rooms, floors, or expansions to your existing property.

Home Improvement Loan

For interiors, fixtures, and modern upgrades to enhance your living space.

NRI Home Loan

Hassle-free loans for Non-Resident Indians (NRIs) to buy property in India.

📋 Required Documents

Category Salaried Self-Employed Professionals
Application & Photo
Salary Proof Salary slips, Form 16, Appointment & relieving letter, Salary A/C statement - -
Income Proof (ITR) - 3 years ITR 3 years ITR
Business/Profession Docs - Business profile, Business registration, Udyam Aadhar & GUMASTA / GST Certificate, Company PAN Card, P/L & Balance Sheet (3 years) Qualification proof, P/L & Balance Sheet
Bank Statements - CA & Savings statements Bank statements
Proof (Address/ID/Signature)

📜 Property Documents

Purchasing from Builder

  • Commencement Certificate (CC)
  • Approved Building Plan
  • Development Agreement
  • Occupancy Certificate (OC)
  • NA Order
  • RERA Certificate
  • Draft Agreement / Sale Agreement

Resale Purchase

  • Occupancy Certificate (OC)
  • Previous Sale Agreements / Chain Agreement
  • Share Certificate
  • Society Registration Certificate
  • Property Tax Copy
  • Maintenance Bill

💰 Loan Against Property (LAP / Mortgage Loan)

Mortgage Loan / Loan Against Property

Available for Residential & Commercial / Land / Industrial Property

  • Availability: Available for Salaried & Business class
  • Loan Amount: Up to 80% of market value (as per bank norms)
  • Tenure: Up to 25 years
  • Other Requirements: Competitive processing fees, Property insurance mandatory
  • Required Documents: Same structure as Home Loan + Updated Property Documents

🔄 Balance Transfer (BT) – Home Loan & LAP

Transfer your existing home loan or loan against property to enjoy better interest rates and improved terms. Our balance transfer facility helps you:

  • Reduce your EMI burden with lower interest rates
  • Extend your loan tenure for more manageable payments
  • Get additional top-up loans against your property
  • Consolidate multiple loans into one convenient payment
  • Benefit from our relationships with 50+ banking partners

Contact us today to explore balance transfer options and save on your existing loan!